Tracking Habits for Joint Accounts

Every couple deals with money in their own unique way. Although it may be a difficult conversation, comparing your spending with your partner’s may be a huge step forward in getting on the same financial page. This is especially true if you’re sharing household expenses, with each partner responsible for specific categories. Being on the … Continue reading Tracking Habits for Joint Accounts

New Name. Same Mission. Same us.

For many years, we’ve existed as 1st Financial Federal Credit Union. A name that, while common and quite institutional, didn’t tell the story of us. The story that we have been trying to tell anyone who would listen for fifty-two years. Alltru is a name that reflects our collective ownership and demonstrates our shared integrity. … Continue reading New Name. Same Mission. Same us.

We are Alltru Credit Union

Fifty-two years ago, a small group of men and women in North County St. Louis, began pooling their funds together.  They trusted one another.  They started this credit union with the belief that everything is possible when people work together with integrity and trust. They built a financial institution as a not for profit cooperative.  … Continue reading We are Alltru Credit Union

What COVID has Taught us About our Finances

All the things happening in 2020 have often made it difficult to look on the bright side. Even our humor has often been dark. Memes are floating around about trying to guess what disaster will hit us next. Whether it’s “murder hornets,” dual hurricanes, or any number of the other history-making things that have happened … Continue reading What COVID has Taught us About our Finances

Save More Money with Multiple Accounts

Savings is the backbone of healthy financial well-being, but what’s the best way to save? Opening a savings account and adding funds or setting up regular automatic transfers on paydays, is easy, but is that enough? To make your savings “stick,” you might consider opening multiple accounts to break your money up into multiple goal-driven, … Continue reading Save More Money with Multiple Accounts

Good Credit is Your Safety Net

A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough. Especially when you’re just starting out in life. In addition to a savings account, a credit score safety net can provide the security you need in a financial emergency. A good credit score … Continue reading Good Credit is Your Safety Net

Top Financial Practices for High School Graduates

Yay, you did it! Congratulations! Even though the school year didn’t end quite as planned, your hard work paid off! So, what’s next? Do you have a job lined up? Or is college or the military your next chapter? Either way, making sure you are prepared to make smart money decisions is important as you … Continue reading Top Financial Practices for High School Graduates

5 Ways to Simplify Your Banking

There’s no doubt about it—we’re all busy. Between juggling heavy workloads, managing relationships and family responsibilities, and squeezing in outside interests, it can be difficult to find time to run to the credit union to do your everyday banking. Here five ways to make banking easier when you are on the go. 1st Financial Mobile … Continue reading 5 Ways to Simplify Your Banking

5 Ways to Find Financial Peace

From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace